Best Insurance Plans & Providers
Compare student health and travel insurance plans across leading providers and pick the right policy and price for your destination and visa requirements.
Student cover by country:
100%
Protection Coverage
Why Student Insurance Matters
Studying abroad is an exciting journey, but unexpected medical expenses or travel issues can be costly. Insurance provides peace of mind and financial protection, and is often mandatory for visa approval.
Insurance Plans by Destination
Choose the right insurance plan based on your study destination.
OSHC (Australia)
Overseas Student Health Cover
Mandatory health insurance for international students in Australia covering medical, hospital, and ambulance services.
What's Covered
Medibank, Allianz, BUPA
From approx. AUD $600/year
UK Health Surcharge
Immigration Health Surcharge
Healthcare access through the NHS for international students studying in the UK for more than 6 months.
What's Covered
UK Government
£776/year (included in visa)
Canada Health Insurance
Provincial Health Plans
Provincial health coverage varies by province. Some provinces require private insurance for the first few months.
What's Covered
UHIP (Manulife), guard.me, Alumo
From approx. CAD $600/year
USA Student Health Plans
University SHIP or approved waiver plan
There is no national scheme, but almost every university requires F-1 students to join its health plan or prove comparable cover. J-1 students must meet federal minimums.
What's Covered
University SHIP, ISO, PSI
Approx. US$1,500–4,000+/year
New Zealand Student Insurance
Medical & travel cover for your whole stay
International students must hold appropriate medical and travel insurance for their whole stay. Institutions check this under the Code of Practice.
What's Covered
Studentsafe, OrbitProtect, Uni-Care
Approx. NZD 600–900/year
Travel Insurance
Comprehensive Travel Coverage
Essential coverage for your journey including trip cancellation, lost baggage, and emergency assistance.
What's Covered
Allianz, World Nomads, IMG
From $100/trip
How Nexsus Helps You
Our free insurance assistance for enrolled students.
Compare Plans
We compare multiple providers to find the best coverage and price for you.
Documentation
We help prepare all required insurance documents for your visa.
Easy Payment
Flexible payment options and assistance with international payments.
Ongoing Support
Continuous support for claims, renewals, and any insurance queries.
Frequently Asked Questions
Common questions about student insurance.
Yes, most countries require proof of health insurance as part of your student visa application. Countries like Australia (OSHC), UK (IHS), and many European nations have mandatory requirements.
We recommend purchasing insurance as soon as you receive your visa approval. For countries like Australia, you need OSHC before your visa can be granted.
Yes! We assist with selecting the right insurance plan, comparing providers, and ensuring you meet all visa requirements. Our service is free for enrolled students.
Generally, no. Most countries require locally recognized insurance. Your home insurance may provide some emergency coverage but won't satisfy visa requirements.
We help students extend their insurance coverage if their study period is extended. We ensure continuous coverage to maintain visa compliance.
Our Insurance Partners
We work with leading insurance providers worldwide.
Medibank
Australia
BUPA
UK & Global
Allianz
Worldwide
NIB
Australia & NZ
Guard.me
Canada
ISO
USA
Medibank
OSHC Provider • Australia
Need Help with Insurance?
Our team can help you find the perfect insurance plan for your destination. Free assistance for Nexsus students!