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Nexsus Educational Consultancy and Immigration Services

Health Insurance

Health Insurance Benefits & Coverage

Understand what student health cover includes — from emergency care and hospital treatment to prescriptions and visa-compliant protection — and see the partners behind each plan.

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Country-wise coverage

Health cover rules by destination

Select a country to see its requirements

Australia

Mandatory

OSHC (Overseas Student Health Cover)

Student visa (subclass 500) holders must hold OSHC from an approved insurer for the full length of their visa. Your visa cannot be granted without it.

Indicative cost

Approx. AUD 600–850 per year (single cover)

When to arrange

Before lodging the visa — usually bought with your CoE

Arranged by

You or your education provider

What's covered

  • GP / doctor visits (up to the Medicare benefit)
  • In-hospital treatment in public hospitals
  • Emergency ambulance
  • Limited prescription medicines
  • Some private hospital cover (depends on policy)

Not usually covered

  • General dental and optical
  • Physiotherapy and other extras (unless you add extras cover)
  • Pre-existing conditions during the waiting period

Good to know

  • Cover must start from arrival and last until your visa expires.
  • Dependants on your visa need family or couple OSHC.

Common providers

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Costs are indicative (2026) and change every year. Confirm the latest rules with our counsellors before you buy.

Study in Australia

Global / UK / Australia

Popular for students who want broad coverage, easy claims support, and established provider networks.

Global

Widely used for international student cover, with options that can suit different study durations and destinations.

New Zealand

A New Zealand comparison service that helps students compare Code of Practice-compliant international student insurance plans before arrival.

Australia

A familiar choice for students in Australia, especially where local student health requirements matter.

Travel coverage

Ideal for pre-departure protection, short trips, and added medical cover during travel periods.

Student cover

A simple option to compare alongside other student-friendly health and travel cover products.

Need the right cover for your destination?

We can help you choose between health, travel, and student-focused insurance options.

Instant quote

What will your health cover cost?

Pick your destination, who is covered and how long you will study, and compare each provider at current published rates. Request an exact quote from any provider in one click.

1 · Destination
2 · Who needs cover
3 · Length of stay2 years

Visas usually need cover for your whole course plus a few extra months, check your CoE or offer letter.

Some plans price by age. We pass it on to your counsellor.

Estimated cost

Single cover · Australia · 2 years

Prices are indicative, based on each provider's published rates on the date shown, and can change without notice. Your final premium depends on exact dates, age and plan options and is confirmed by a Nexsus counsellor before you pay. NPR amounts use approximate exchange rates.